Thinking about buying your first home in Alberta? 2026 is shaping up to be a great year for first-time buyers. With programs like the FHSA, the RRSP Home Buyers' Plan, and 30-year insured amortization all working together, there’s a real advantage. Add in the $1.5M insured cap, the new-build GST rebate, plus no land transfer tax here in Alberta, and the path to ownership gets a lot smoother. I’m always watching these shifts—making sure my clients in Edmonton and beyond know how to stack the odds in their favour.
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